I've blogged about my displeasure with Altura Credit Union before, where I have had my money for over 10 years.
I switched to Bank of America last summer and could not be happier. I like Keep the Change and Add It Up. I am making more on my money than Altura.
I am not having my card declined anywhere. I went to México y Europe this past year and not once did I have Bank of America calling me saying these were fraudulent charges.
I have kept my savings account with Altura, but today, I am moving most of the money from it. I also have my money in the military credit union where they almost always have better rates than Altura. Altura used to match rates with them, so when CDs were paying 5 and 6 percent I would just call up one bank and ask if they could beat the rate another was offering, and most of the time they could.
Times have obviously changed, and savings accounts/CDs are not paying what they used to. Well, today I called up Altura asking whether or not they match the rates of another bank just like I've done many times before, and the gal working at Member's Services, Christine, was super bitchy. She asked what she could help me with. I said I had an account with them for several years and see that another credit union is beating their rates, and would they match. Christine started out saying, "no, we can't do that. Why would we do that? If you don't like your money here you can take it elsewhere." And that was what she told me. And Christine, I am. Part of it was the rude customer service on your end.
Oh, and my new credit union is paying 2.5% on savings accounts as opposed to your meager 0.02%.
Thursday, July 5, 2012
Tuesday, July 3, 2012
Taking shots
Thursday Evening
I went on a search for dinner, got a salad, a fake chicken dish with mushrooms/onions/garlic, and dessert. Mike got home and I made dinner, a fake chicken dish, that he doubted because he's not into fake chicken. He doubted my cooking the entire time, but lo and behold it turned out pretty well. We had dessert too, a lady finger and amaretto sprinkled dish with ice cream. It was pretty good.
Friday
We got up and I headed to physical therapy. AWFUL. OMG. I nearly blacked out and fainted. It was bad. Do not show me pictures of bones. Do not use models of skeletons to demonstrate the meniscus in my leg and what is wrong with it. That's just nasty. I felt myself start sweating, I told the woman, and got really vocal with her I WANTED THAT SKELETON OUT OF THERE. I couldn't take that much longer. So the physical therapist said her job is to find me an exercise machine I can use while I repair my torn meniscus. Um? Really? Um. Ok.
So after that I head to Mike's, tell him of how bad it was, then we head to Magic Mountain. We only get on about 4 rides, and it was pretty fun. We would have liked to gone on more rides, but it was hot, and we had no patience. We gave up. We decided to not come back. We got a funnel cake and left. We went to Marshalls, TJMaxx, and Big Lots. We found a sushi place for dinner, a sushi boat deal. Fun times chatting about our week, my family, etc. Fool around at bed.
Saturday
We drove up to SB to meet his cousin and his aunt. They were so happy to see both of us, told his cousin of my job since last time we saw them was last 4th of July weekend when we were going up north for this job interview. We chatted about anything and everything, her family, my family, Mike told how he knows my family is crazy as is his, our trip to Spain, and more. We go to dinner with his cousin at a mediterranean place. We did a shot of tequila since his cousin thought Mike and I needed to be loosened up after arguing over a parking space... small stuff... lol... our normal. We did a shot, then we ordered a bottle of wine to drink. We had some delicious pizza, hummus, and calamari. We then walk down to downtown for a drink in a bar her friend owned. She met a friend there, introduced us. I had a glass of wine there. We go see her new bungalow she rented that is charming and in a beautiful location. Then we were off to a karaoke bar since I told her someone wouldn't let me do it. So we are off and picking out our songs. Mike's ordering us the drinks- 2 gin and tonics for me. We listen to a bunch of karaokeing of songs like "Because I Got High," Katy Perry, and then us. His cousin sang Sting and I sang Amanda Perez. Mike was dying of laughter. I was laughing at times to his cousin totally jamming out to me that I got so off with the words.
Txted my coworkers to tell them I was doing karaoke. Tagalong and Blondie loved it.
No one cared. Good stuff.
Back to the hotel about 12
Sunday
Woke up an hit McD's. Stop at a BRepublic on the way home. Good times. Drop rental car off- we had a Chrysler 300. We go to the mall across the way. I drive Mike's car since we had to pick up his from the parking spot. We go to Nordstrom Rack and Last Call. Then we go to Chevy's. I also drive his car around the corner to that. He said I could because it was around the corner. Lots of chat about work there. We also chatted a lot about working coming back down. We talked about where we see ourselves in a few years. Leaving the restaurant I still had the key and was willing to let him drive, but he said I could, so I did. It was fun.
Monday
Woke up at 7, showered, and was off to a day of appoitnments with the dentist, chiropractor, and more. Head back about 3pm. We do a quick clean of the house as his coworker, the older gay guy, was in my city car shopping. We go to the grocery store and then relax, chat about cars. He arrives about 6 and we sit at the kitchen island as Mike dishes out veggies, then pasta, and bread. It was healthy. We hear about the tragedies of renting a house out, gay young military guys, and dilemmas over Mercedes. We fall asleep about 11 on the couch and plop into bed about 1.
Tuesday
Up at 8:30 - I slept in since I was exhausted. We have about 15 minutes together before I leave because my sister had emailed me my parents were doing allergy shots earlier today than usual. We head there and then around town with my dad.
I went on a search for dinner, got a salad, a fake chicken dish with mushrooms/onions/garlic, and dessert. Mike got home and I made dinner, a fake chicken dish, that he doubted because he's not into fake chicken. He doubted my cooking the entire time, but lo and behold it turned out pretty well. We had dessert too, a lady finger and amaretto sprinkled dish with ice cream. It was pretty good.
Friday
We got up and I headed to physical therapy. AWFUL. OMG. I nearly blacked out and fainted. It was bad. Do not show me pictures of bones. Do not use models of skeletons to demonstrate the meniscus in my leg and what is wrong with it. That's just nasty. I felt myself start sweating, I told the woman, and got really vocal with her I WANTED THAT SKELETON OUT OF THERE. I couldn't take that much longer. So the physical therapist said her job is to find me an exercise machine I can use while I repair my torn meniscus. Um? Really? Um. Ok.
So after that I head to Mike's, tell him of how bad it was, then we head to Magic Mountain. We only get on about 4 rides, and it was pretty fun. We would have liked to gone on more rides, but it was hot, and we had no patience. We gave up. We decided to not come back. We got a funnel cake and left. We went to Marshalls, TJMaxx, and Big Lots. We found a sushi place for dinner, a sushi boat deal. Fun times chatting about our week, my family, etc. Fool around at bed.
Saturday
We drove up to SB to meet his cousin and his aunt. They were so happy to see both of us, told his cousin of my job since last time we saw them was last 4th of July weekend when we were going up north for this job interview. We chatted about anything and everything, her family, my family, Mike told how he knows my family is crazy as is his, our trip to Spain, and more. We go to dinner with his cousin at a mediterranean place. We did a shot of tequila since his cousin thought Mike and I needed to be loosened up after arguing over a parking space... small stuff... lol... our normal. We did a shot, then we ordered a bottle of wine to drink. We had some delicious pizza, hummus, and calamari. We then walk down to downtown for a drink in a bar her friend owned. She met a friend there, introduced us. I had a glass of wine there. We go see her new bungalow she rented that is charming and in a beautiful location. Then we were off to a karaoke bar since I told her someone wouldn't let me do it. So we are off and picking out our songs. Mike's ordering us the drinks- 2 gin and tonics for me. We listen to a bunch of karaokeing of songs like "Because I Got High," Katy Perry, and then us. His cousin sang Sting and I sang Amanda Perez. Mike was dying of laughter. I was laughing at times to his cousin totally jamming out to me that I got so off with the words.
Txted my coworkers to tell them I was doing karaoke. Tagalong and Blondie loved it.
No one cared. Good stuff.
Back to the hotel about 12
Sunday
Woke up an hit McD's. Stop at a BRepublic on the way home. Good times. Drop rental car off- we had a Chrysler 300. We go to the mall across the way. I drive Mike's car since we had to pick up his from the parking spot. We go to Nordstrom Rack and Last Call. Then we go to Chevy's. I also drive his car around the corner to that. He said I could because it was around the corner. Lots of chat about work there. We also chatted a lot about working coming back down. We talked about where we see ourselves in a few years. Leaving the restaurant I still had the key and was willing to let him drive, but he said I could, so I did. It was fun.
Monday
Woke up at 7, showered, and was off to a day of appoitnments with the dentist, chiropractor, and more. Head back about 3pm. We do a quick clean of the house as his coworker, the older gay guy, was in my city car shopping. We go to the grocery store and then relax, chat about cars. He arrives about 6 and we sit at the kitchen island as Mike dishes out veggies, then pasta, and bread. It was healthy. We hear about the tragedies of renting a house out, gay young military guys, and dilemmas over Mercedes. We fall asleep about 11 on the couch and plop into bed about 1.
Tuesday
Up at 8:30 - I slept in since I was exhausted. We have about 15 minutes together before I leave because my sister had emailed me my parents were doing allergy shots earlier today than usual. We head there and then around town with my dad.
Monday, July 2, 2012
What's in my iPod right now
Love Jason's roughness, his voice, and lyrics.
Ok, I have a thing for Pitbull. All of my friends cringe. I wanted to see him when we were in Spain. He always is looking classy. His songs are catchy.
My cousin and I have tickets to this! WOO!
Sunday, July 1, 2012
Monetary Goals
Since I'm getting a whopping $11.00 per hour raise - which amounts to $3,000 this year, which is cool since it is probably the largest raise I will receive in my life I'm kind of jazzed. It won't make much different in the end, but here's what I'm planning.
Savings
Save an additional $200 per month making it a total of $350.00 per month
Save $100 a month for the car
Continue to save $50 a month for my vacation fund whose sole purpose is to offset the cost of vacationing and make me not feel so guilty about shelling out a huge sum of dinero at once.
Save for a trip to Dallas/OKC during Christmas to visit my family there/little cousins since they're all grown up. I'm thinking fly into Dallas because it is cheaper, spend a day or two there, then rent a car and drive to OKC to visit my aunt/uncle, cousin, and little cousins. $350 there + $50 car
Continue to save $50 a month for my vacation fund whose sole purpose is to offset the cost of vacationing and make me not feel so guilty about shelling out a huge sum of dinero at once.
Save for a trip to Dallas/OKC during Christmas to visit my family there/little cousins since they're all grown up. I'm thinking fly into Dallas because it is cheaper, spend a day or two there, then rent a car and drive to OKC to visit my aunt/uncle, cousin, and little cousins. $350 there + $50 car
Friday, June 29, 2012
A sister story - Her warped elementary memories
... because it has been months since we've heard about her.
We were at dinner the other night, and somehow the conversation turned to elementary school. She and I had the same 2/3 teacher. We had the same teacher 2 years in a row. We had the same experience - she liked this teacher up until middle school, then it seems like we had 2 different teachers. I like the lady. My sister despises her. She was the GATE teacher, gifted and talented education teacher. She came into the picture and suddenly my sister brings up how this woman hated her, sister hated her back, told my sister she would never be sucessful; and I know that's not the case. I remember she made a prediction my sister would be a writer when we were in elementary school because my sister would always brag about it.
A few minutes later my sister tried to tell me that I was not as smart as her because I was not in the GATE class. I reminded her this teacher was the GATE teacher. My sister then said I obviously didn't sign up. I told her no, I didn't sign up, would I sign up to do that? No, my parents signed me up. My sister told me it was obvious I was not a true GATE student. I told her I was in the class. I was successful. She told me her class was obviously taught at a different level, and that she was smarter. She said that because I wasn't gate I didn't know big words like her, that's why I like fashion, gossip, and entertainment. I would have been more successful had I been in GATE in elementary. I did stand up for myself at that point.
She then began about her other elementary teacher, her 4/5 teacher. This was full of lies and was her sensationalized school experience that suddenly has come to fruition. She said that this other class was so advanced they had half the day to goof off and would play poker and the teacher would read Harry Potter to them. Did my sister ever mention anything about that when she was in this class? No. Would my parents have ever stood for that? No. It was always MATH in the afternoon, science experiments, art, and social studies. Oh, and best of all, this teacher read through Harry Potter Book 6 with them. And of course since we were checking my sister's memories I had to google to see if her memories were accurate. Book 6 was released in 2005 when she a freshmen in high school or 8th grader; one of the two.
I was just floored by this. I was kind of pissed off because these were blatant lies. Why talk about this faux world that you've created?
We were at dinner the other night, and somehow the conversation turned to elementary school. She and I had the same 2/3 teacher. We had the same teacher 2 years in a row. We had the same experience - she liked this teacher up until middle school, then it seems like we had 2 different teachers. I like the lady. My sister despises her. She was the GATE teacher, gifted and talented education teacher. She came into the picture and suddenly my sister brings up how this woman hated her, sister hated her back, told my sister she would never be sucessful; and I know that's not the case. I remember she made a prediction my sister would be a writer when we were in elementary school because my sister would always brag about it.
A few minutes later my sister tried to tell me that I was not as smart as her because I was not in the GATE class. I reminded her this teacher was the GATE teacher. My sister then said I obviously didn't sign up. I told her no, I didn't sign up, would I sign up to do that? No, my parents signed me up. My sister told me it was obvious I was not a true GATE student. I told her I was in the class. I was successful. She told me her class was obviously taught at a different level, and that she was smarter. She said that because I wasn't gate I didn't know big words like her, that's why I like fashion, gossip, and entertainment. I would have been more successful had I been in GATE in elementary. I did stand up for myself at that point.
She then began about her other elementary teacher, her 4/5 teacher. This was full of lies and was her sensationalized school experience that suddenly has come to fruition. She said that this other class was so advanced they had half the day to goof off and would play poker and the teacher would read Harry Potter to them. Did my sister ever mention anything about that when she was in this class? No. Would my parents have ever stood for that? No. It was always MATH in the afternoon, science experiments, art, and social studies. Oh, and best of all, this teacher read through Harry Potter Book 6 with them. And of course since we were checking my sister's memories I had to google to see if her memories were accurate. Book 6 was released in 2005 when she a freshmen in high school or 8th grader; one of the two.
I was just floored by this. I was kind of pissed off because these were blatant lies. Why talk about this faux world that you've created?
Wednesday, June 27, 2012
Visiting Friends
My BF was gone all last week, but I was pretty much over at his house to sleep since I was tired of people at times.
So here's a look at what I did do during my week.
I visited the chiropractor. I lunched with Blondie. I had some car maintenance done.
On Thursday I hung out with The Guy. It was good times. I had to take my car to get some repair work done on it. I shopped around at different dealers, and the dealer by his house is my preferred dealer because my mom knows everyone there, and we have bought 2 cars there before. I texted The Guy on Tuesday because I knew I'd be there all day with nothing to do. He told me to come on over to his place. Thursday morning came, he texted to be sure I was on my way. He had to go to work, so volunteered to come get me, picked me up, and then we went to his office. We chatted in the car mainly about the bus monitor incident, cars, and hybrids. He sets me up in an office while he fixes a printer. We head off to lunch after at the salmon place. We go to buy wine next door, and he ends up with an $80 bottle of wine that matched the wines/kitchen in his wine rack. We pick up the food, and meet his boyfriend. We eat lunch, make random chat, and then watch the Windows 8 keynote and keynote for the tablet with a keyboard they are putting out. We did that until my car was ready about 3:30, then he took me over to get it. We hugged and I said goodbye. I get my car, run into a girl who had my mom about 10 years ago when she was in middle school, and was so excited.
I go to the mall to shop, and run into someone else my mom knew from work. I pick up Mike at 6 - a few minutes late - because I ran into that lady at the mall. We go to dinner at Chevy's to catch up. He makes fun of The Guy, his boyfriend, and myself for being such nerds.
Spent the night together Thursday.
Friday we hung around together. He had a really bad day at work. His coworker made a huge screwup. We go to Lay-z-Dog Cafe. That may be our new hangout. Delicious happy hour. Great pizza.
We woke up and had some fun on Saturday - me laying on top of him. Saturday we visited our friends J & B. We stop at the mall I was at the day prior - I found some $220 Armani sunglasses for $48. I also saw some Prada ones that were $400 for $80. I may go back and buy them. Back to J & B. We went to their house, debated about the beach, ended up at their favorite fish restaurant. We had happy hour foods, discussed our vacation and thoughts on the cruise. We went to Cost Plus after where we ventured through the aisles, then off to another bar. We had 1 margarita each, then B figured since we were both on break we should have 3 mojitos to celebrate. They were good - and I don't like mojitos - I'm no rum fan. I really didn't like the rum the next day. I remember I paid for the drinks. I remember we went to Staters. I didn't remember we went to Trader Joe's, I vaguely remember my head out the window as I'm about to throw up. I remember being on the porcelain throne for a while throwing up. I remember Mike telling me a couple times that J&B were quite honored I was to this point, and it was only my 2nd time. Mike was asleep when I finally felt better, and went in to sleep with him.
I woke up Sunday feeling fine, yet extremely tired. I got up, showered, chatted, and didn't have a headache. Mike told me to go back to sleep while J and him went to get breakfast fixings. I slept for 2 hours and woke up to eat as they were finishing up. We chatted about hangovers and Mike's lost sunglasses that he ended up leaving in J's car.
I slept as Mike looked for his sunglasses, and we stopped at Nordstrom Rack where I found some $179 shoes for $19.
Back to Mike's where we lounge and he makes a delicious chili for dinner. Chili with potato. Hmmm.
Monday morning I have the dentist appointment. Damn hygenist was sick. Again. They only took xrays. I was elated, but Mike made me realize I should have been mad because that was a wasted visit.
I go home to visit the family where everyone is arguing and cleaning. I clean the bathroom, cut down a plant with my dad, and the hallway. My mom didn't tell me Linda and her friend Shana was coming over. She assumed I knew, so there was disagreement over dinner. I'd planned to eat with Mike. I think he was a little upset I didn't, but I was being guilted to stay because both of them wanted to see me. Oh, and then there was another issue. My sister's auto insurance is through the roof. Mike couldn't believe how much it was when I told him. I couldn't believe it either. It'd skyrocketed. Mine had went way up because of a ticket too. I am now paying nearly $1,200 every 6 months. I got a price quote with another insurance company and may be switching. I was subjected to the lecture too about money/insurance even though I give my dad money for mine. I'm hesitant to switch insurance companies because I'm happy with the one I have, but Mike assures me his insurance company, which happens to be the cheapest, is a good one. I go over to his house in the evening after Lind and Shana leave. Mike spends the evening packing.
Tuesday was good. I detailed Mike's car, got some car cleaning products at WallyWorld, and he took off for his flight before this. It'll be a surprise for him to see the car. I plan to whack the backyard later this week if my allergies permit. Family was in a better mood. Met up with them for dinner. Sister was a loon as usual. Creating false memories about the past. Belittling me for being stupid. I just pointed out to her that wasn't the case.
Today I'll help my dad in the yard and probably go over to the house to sleep.
So here's a look at what I did do during my week.
I visited the chiropractor. I lunched with Blondie. I had some car maintenance done.
On Thursday I hung out with The Guy. It was good times. I had to take my car to get some repair work done on it. I shopped around at different dealers, and the dealer by his house is my preferred dealer because my mom knows everyone there, and we have bought 2 cars there before. I texted The Guy on Tuesday because I knew I'd be there all day with nothing to do. He told me to come on over to his place. Thursday morning came, he texted to be sure I was on my way. He had to go to work, so volunteered to come get me, picked me up, and then we went to his office. We chatted in the car mainly about the bus monitor incident, cars, and hybrids. He sets me up in an office while he fixes a printer. We head off to lunch after at the salmon place. We go to buy wine next door, and he ends up with an $80 bottle of wine that matched the wines/kitchen in his wine rack. We pick up the food, and meet his boyfriend. We eat lunch, make random chat, and then watch the Windows 8 keynote and keynote for the tablet with a keyboard they are putting out. We did that until my car was ready about 3:30, then he took me over to get it. We hugged and I said goodbye. I get my car, run into a girl who had my mom about 10 years ago when she was in middle school, and was so excited.
I go to the mall to shop, and run into someone else my mom knew from work. I pick up Mike at 6 - a few minutes late - because I ran into that lady at the mall. We go to dinner at Chevy's to catch up. He makes fun of The Guy, his boyfriend, and myself for being such nerds.
Spent the night together Thursday.
Friday we hung around together. He had a really bad day at work. His coworker made a huge screwup. We go to Lay-z-Dog Cafe. That may be our new hangout. Delicious happy hour. Great pizza.
We woke up and had some fun on Saturday - me laying on top of him. Saturday we visited our friends J & B. We stop at the mall I was at the day prior - I found some $220 Armani sunglasses for $48. I also saw some Prada ones that were $400 for $80. I may go back and buy them. Back to J & B. We went to their house, debated about the beach, ended up at their favorite fish restaurant. We had happy hour foods, discussed our vacation and thoughts on the cruise. We went to Cost Plus after where we ventured through the aisles, then off to another bar. We had 1 margarita each, then B figured since we were both on break we should have 3 mojitos to celebrate. They were good - and I don't like mojitos - I'm no rum fan. I really didn't like the rum the next day. I remember I paid for the drinks. I remember we went to Staters. I didn't remember we went to Trader Joe's, I vaguely remember my head out the window as I'm about to throw up. I remember being on the porcelain throne for a while throwing up. I remember Mike telling me a couple times that J&B were quite honored I was to this point, and it was only my 2nd time. Mike was asleep when I finally felt better, and went in to sleep with him.
I woke up Sunday feeling fine, yet extremely tired. I got up, showered, chatted, and didn't have a headache. Mike told me to go back to sleep while J and him went to get breakfast fixings. I slept for 2 hours and woke up to eat as they were finishing up. We chatted about hangovers and Mike's lost sunglasses that he ended up leaving in J's car.
I slept as Mike looked for his sunglasses, and we stopped at Nordstrom Rack where I found some $179 shoes for $19.
Back to Mike's where we lounge and he makes a delicious chili for dinner. Chili with potato. Hmmm.
Monday morning I have the dentist appointment. Damn hygenist was sick. Again. They only took xrays. I was elated, but Mike made me realize I should have been mad because that was a wasted visit.
I go home to visit the family where everyone is arguing and cleaning. I clean the bathroom, cut down a plant with my dad, and the hallway. My mom didn't tell me Linda and her friend Shana was coming over. She assumed I knew, so there was disagreement over dinner. I'd planned to eat with Mike. I think he was a little upset I didn't, but I was being guilted to stay because both of them wanted to see me. Oh, and then there was another issue. My sister's auto insurance is through the roof. Mike couldn't believe how much it was when I told him. I couldn't believe it either. It'd skyrocketed. Mine had went way up because of a ticket too. I am now paying nearly $1,200 every 6 months. I got a price quote with another insurance company and may be switching. I was subjected to the lecture too about money/insurance even though I give my dad money for mine. I'm hesitant to switch insurance companies because I'm happy with the one I have, but Mike assures me his insurance company, which happens to be the cheapest, is a good one. I go over to his house in the evening after Lind and Shana leave. Mike spends the evening packing.
Tuesday was good. I detailed Mike's car, got some car cleaning products at WallyWorld, and he took off for his flight before this. It'll be a surprise for him to see the car. I plan to whack the backyard later this week if my allergies permit. Family was in a better mood. Met up with them for dinner. Sister was a loon as usual. Creating false memories about the past. Belittling me for being stupid. I just pointed out to her that wasn't the case.
Today I'll help my dad in the yard and probably go over to the house to sleep.
Tuesday, June 26, 2012
Car Goal
We know I'm a goal oriented person, so I'm always breaking things down, thinking about things in term of what I can do to accomplish them.
So my new goal is a car.
We know that a couple months back I was thinking about a car, and have sort of actively been pursuing one. I was thinking of giving up on the thought of a lease recently and just getting a car and having a few thousand dollar loan on it.
I debated about one of the most popular hybrids on the road, the Pre-us, or a sexy luxury car.
I explored recent graduate incentives for luxury models, and found 1 car company with several great different offers whether I went for a new or used car.
So here's what I discovered. The Preus' hybrid acceleration was whacko. I got over that you just sort of gun the engine, but I guess what drove me crazy even more were the brakes. I did not like the brakes. The brakes felt super spongy and I could just picture myself sliding into someone.
So I explored other models and came to a realization I want a sweet luxury car that is Honduh's high end car maker. I explored new/used prices. I discovered that as much as I like the thought of a new car, it is much more sensible if I want one to buy used, plus it'll come with a 6yr/100k warranty, plus they're about $8k cheaper.
So after talking with my BF and his anti-Honduh stance, he said he knows I will do it if I have a goal in mind. So I'm officially saving a small portion of my check a month for that to be able to go buy a used one in a year or so. And I'll rub it in his face how sexy it is, and he'll tell me how wrong I am.
So my goal is $100 a month for the next 12 months in addition to what I've already been putting aside, which is about $5,000, plus my current car.
I am having a newfound love affair with my current car at the moment.
So my new goal is a car.
We know that a couple months back I was thinking about a car, and have sort of actively been pursuing one. I was thinking of giving up on the thought of a lease recently and just getting a car and having a few thousand dollar loan on it.
I debated about one of the most popular hybrids on the road, the Pre-us, or a sexy luxury car.
I explored recent graduate incentives for luxury models, and found 1 car company with several great different offers whether I went for a new or used car.
So here's what I discovered. The Preus' hybrid acceleration was whacko. I got over that you just sort of gun the engine, but I guess what drove me crazy even more were the brakes. I did not like the brakes. The brakes felt super spongy and I could just picture myself sliding into someone.
So I explored other models and came to a realization I want a sweet luxury car that is Honduh's high end car maker. I explored new/used prices. I discovered that as much as I like the thought of a new car, it is much more sensible if I want one to buy used, plus it'll come with a 6yr/100k warranty, plus they're about $8k cheaper.
So after talking with my BF and his anti-Honduh stance, he said he knows I will do it if I have a goal in mind. So I'm officially saving a small portion of my check a month for that to be able to go buy a used one in a year or so. And I'll rub it in his face how sexy it is, and he'll tell me how wrong I am.
So my goal is $100 a month for the next 12 months in addition to what I've already been putting aside, which is about $5,000, plus my current car.
I am having a newfound love affair with my current car at the moment.
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